(203) 743-9985

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(203) 743-9985

Hablamos Español


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Your Trusted Lynn, MA Mortgage Lender

At this time Prysma is only licensed to provide mortgages in the NY, CT, MA & FL.

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If you’re seeking a trusted lender for conventional & unconventional loans within the Lynn area, you’ve come to the right place. Prysma has helped families within the Lynn area discover that they do have the option to own their own home.

The Prysma team will go through the loan process with you to determine the best possible loan options, rates, and circumstantial factors contributing to your mortgage.

To get started discussing your loan options, give our office a call at 855-950-0202.

Your Different Lynn, MA Mortgage Loan Options

Tax ID Loans

Conventional Loans

Non Conventional Loans

Adjustable Rate Loans

FHA Loans

Fixed Rate Loans

Reverse Mortgages

Home Refinancing

The 4 Simple Steps To Homeownership In Lynn, MA

Prysma is ready to help you through the home buying process. Whether you are relocating to the Stanford area or this is your first house, we’re here. Here is the simple 4-Step process:



Our licensed Mortgage Loan Originators will speak with you for a pre-qualification up to a specific amount. Knowing this amount helps you to shop for a home that is in the price range most likely to be right for your family. Your loan specialist will help you to evaluate the best loan option for your needs. We’ll guide you through the process and answer your questions.


Find Your Home & Make An Offer

At this point, you may begin the search for your ideal Lynn home. Keep in mind, while searching, that there are a number of important factors to take into account, such as: price, location, community security, and so on. The factors are important when making the decision to purchase a home. Once you’ve chosen your ideal property, it is time to make an offer and negotiate the price with the seller of the home.


Loan Application

Once you have decided on a Lynn property, return to Prysma’s Mortgage Loan Originators to apply and secure the right loan for you. A member of our dedicated team of loan specialists will guide you through each step of the process.


Closing & Moving In

Once the seller has accepted your offer and you have been approved for your mortgage, the closing process will begin. Now is the time to prepare to move into your new home!


Understanding Lynn Home Mortgage Loans

Conventional Mortgage Loans in Lynn

Conventional loans, for which there is no governmental financing, are backed and insured by either the Federal Housing Administration (FHA) or the Veterans Administration (VA). Prysma is responsible for all mortgaging. Prysma offers the following Lynn conventional loan options:

● Fixed-Rate Loan: If you have a steady and reliable income, then a Fixed-Rate loan may be the right option for you. We work with you to determine a down payment based on your finances, and then work to assign you with one simple, fixed rate. This way there is no guesswork with what you month-to-month payments or rates are.

● Adjustable-Rate (ARM) Loan: If you plan on owning your home for only a short while, then ARM loans are a good option for you. These loans, during the determined initial period, have a lower rate and will fluctuate depending on market conditions and index rates. An interest cap will always be negotiated and placed upon your mortgage, but on different months your fate could be lower or higher. By allowing an interest cap, this will limit the maximum your rate can increase to.

Non-Conventional Mortgage Loans in Lynn

● Federal Housing Administration (FHA) Loan: As your lender, Prysma can also offer government-backed loans through the Federal Housing Administration (FHA). We can offer potentially better deals, including: a lower down payment, lower closing costs, or lower interest rates. If you wish to secure an FHA loan, you will need to provide your Social Security number, proof of residency in the U.S., and a steady two-year employment history.

● Tax ID Loan: These loans are a good option for Non-US citizens who do not have a Social Security number, Green Card, or credit score. If you have a passport and Individual Tax Identification Number (ITIN), you might be eligible for a Tax ID loan.

● Veterans Administration (VA) Loan: If you’re a military veteran interested in a mortgage loan, our VA loan options may be just what you need. When you compare these loans to conventional ones, several of our VA loans have lower interest rates and don’t require a down payment. When applying for these loans, you must provide proof of military service, proof that you haven’t been dishonorably discharged, and proof of your financials.


Mortgage Refinancing in Lynn

Mortgage Refinancing Options: When you want to make adjustments to your monthly payments, refinancing is most common. To pay less through the lifetime of the loan or pay off the mortgage quicker, this can mean increasing or decreasing your interest rate or monthly payments. Our goal is to mold your mortgage around your lifestyle and financial needs here at Prysma. Refinancing is often a helpful option for homeowners.

Reverse Mortgage Options in Lynn

Reverse Mortgage Options: Connecticut residents over the age of 62 who want to exchange equity for cash might benefit from a Reverse Mortgage. Those with reverse mortgages exchange part equity (ownership) of the home for monthly payments rather than making monthly payments for your mortgage. Retirees in search of income to live on month-to-month often do well with this option. With reverse mortgages, the borrower isn’t required to pay back the lender until the home is sold or vacated.

Our Connecticut Home Loan Office Locations

Prysma offers both conventional and unconventional mortgage loans throughout NY, CT, MA & FL. You are not required to visit our offices to complete the loan process as each step can be accomplished over the phone or online.

Our two physical locations are in:

    18 Padanaram Rd, Danbury, CT
    4750 Main St, Bridgeport, CT

Why choose Prysma As Your Home Lender In Lynn, MA


Focused on Hispanic Homeownership

We know that not everyone gets treated equally in the home-buying process. We’re here to correct that for members of our community.


20+ Years of Experience

We’re passionate about what we do, so it’s easy for us to keep growing and delivering home loans to Hispanic families throughout Lynn, MA


We’re Honest And Transparent

We want to make your home-buying experience as clear and accessible as possible. We will always be upfront with you about your options.


We Find Solutions

The home-buying process can be challenging. We’ll help you navigate your options and find the home loan that’s perfect for you.

Ready To ExploreYour Lynn Loan Options?