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Leader in Tax ID Loans & Mortgage Solutions
Prysma Lending Group has helped thousands of families since 2003 realize their dream of home ownership through ITIN/Tax ID Loans and traditional mortgage solutions.
Prysma is your trusted lender for Conventional Loans. We specialize in conventional loans with products and lending solutions designed for homeowners who want to buy their primary residence, second home, or rental property.
We are here to make home ownership affordable throughout Connecticut, Florida, Massachusetts, New Jersey, New York, Pennsylvania, and Texas.
We understand that finding the right type of home loan can be a frustrating process, but we are here to ensure that your buying process goes smoothly.
Your Conventional Loan Options
Fixed rates loans are a simple, dependable solution for any homeowner who doesn’t want to guess what their next payment will be.
Adjustable Rate mortgage (ARM)
For adjustable-rate mortgage (ARM) loans, monthly payments are influenced based on fluctuating index rates, best for short-term loans.
Get Started On The Journey Toward Homeownership Today!
Understanding Conventional Loans
What is a Conventional Loan?
Conventional loans are not insured by the Federal Housing Administration (FHA) or guaranteed by the Veterans Administration (VA).
Conventional loans are also known as “conforming loans” because they conform to rules set forth by Fannie Mae and Freddie Mac, two of the largest investors of conventional loans. These rules include a minimum FICO score of 620, a loan amount that does not exceed $453,100 for a single-family home.
Your Source for Conventional Loans
We’ve helped thousands of Latino families over the past twenty years realize their dream of home ownership and we can help you.
The Right Loan Options For Your Family
At Prysma Lending Group, we offer conventional loans (fixed-rate loans, adjustable-rate mortgages) and non-conventional loans (FHA loans, VA loans, Tax ID loans). We also offer refinancing options and reverse mortgages. Whatever your situation, we have the right loan option that fits your needs.
Your Dedicated Partners in Home Ownership
The mortgage loan process can look overwhelming, but it doesn’t have to be. You will have a dedicated, licensed mortgage loan originator to guide you through the process. They will sit down with you and answer all of your questions. We are here to help you navigate the waters of home ownership as your trusted partner.
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Why Choose Prysma As Your Lending Provider
Focused on Hispanic Homeownership
We know that not everyone gets treated equally in the home-buying process. We’re here to correct that for members of our community.
20+ Years of Experience
We’re passionate about what we do, so it’s easy for us to keep growing and delivering home loans to Hispanic families
We’re Honest And Transparent
We want to make your home-buying experience as clear and accessible as possible. We will always be upfront with you about your options.
We Find Solutions
The home-buying process can be challenging. We’ll help you navigate your options and find the home loan that’s perfect for you.
Testimonials
Start your home purchase with the leader in Tax ID loans & mortgage solutions
Prysma is your trusted home loan provider, serving residents of Connecticut, Florida, Massachusetts, New Jersey, New York, Pennsylvania, and Texas. Prysma is here to make people realize their dream of home ownership is possible.
Our experienced loan professionals sit down with you to find the best rates and loan options for you and your family.
We understand that owning a home can seem daunting, but We support you through every step of the process of the home buying process.
Fill out the form or call today to learn which of our home loans is right for you. (203) 743-9985
No Credit Impact, Fast Approval!