(203) 743-9985

Your Trusted Conventional Mortgage Lender

At this time Prysma is only licensed to provide mortgages in the CT, FL, MA. NJ, NY, PA, and TX.

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Prysma is your trusted lender for Conventional Loans. We are here to make home ownership affordable and accessible throughout Connecticut, New York, Massachusetts and Florida.
We specialize in conventional loans with products and lending solutions designed for homeowners who want to buy their primary residence, second home, or rental property.
We understand that finding the right type of home loan can be a frustrating process, but we are here to ensure that your buying process goes smoothly.
Fill out our form or call today to learn which conventional loans are the right solution for you. (855) 906-3416

Your Conventional Loan Options

The 4 Simple Steps To Homeownership

Prysma is here to help you through the home buying process whether this is your first house or you are relocating to a new area. Here is the simple 4-Step process to owning your own home.



You speak with one of Prysma’s licensed Mortgage Loan Originators to get pre-qualified for a loan up to a certain amount. This amount helps you determine the price range for the home that is right for you. Our loan specialists will take the time to answer all of the questions you have to help ensure you choose the best loan option for your needs.


Find Your Home & Make An Offer

After pre-qualification you can begin shopping for your home. When looking at different home options, make sure to consider all the different factors including price, location and safety of the neighborhood. After you choose the property you make an offer and negotiate with the seller on the final sales price.


Loan Application

You have your home chosen and a sales price is determined you revisit with Prysma’s Mortgage Loan Originator to apply and secure the perfect loan for your new home. Your dedicated loan specialist will personally guide you through each step of the loan process.


Closing & Moving In

Once your offer has been accepted and you have been approved for your mortgage you prepare for closing and move into your new home!


Understanding Conventional Loans

What is a Conventional Loan?

Conventional loans are not insured by the Federal Housing Administration (FHA) or guaranteed by the Veterans Administration (VA).
Conventional loans are also known as “conforming loans” because they conform to rules set forth by Fannie Mae and Freddie Mac, two of the largest investors of conventional loans. These rules include a minimum FICO score of 620, a loan amount that does not exceed $453,100 for a single-family home.


Benefits of Conventional Loans

 Conventional loans offer some of the lowest down payments available.

 If you do make a down payment of 20% or more, generally no private mortgage insurance (PMI) is required.

 There is more flexibility in loan terms. You can choose from a repayment period between 10 and 30 years.

 Conventional loans can be used to buy primary residences, vacation homes and even investment properties between one to four units.

How do I qualify?

Qualifications required vary by the loan amount, repayment schedule and other factors. To improve your likelihood of qualification:

 Have a solid employment history with a steady income

 Keep a low debt-to-income ratio

 Maintain a good credit score

 Save up a down payment for your home between 3%-20%

Why Choose Prysma As Your Lending Provider


Focused on Hispanic Homeownership

We know that not everyone gets treated equally in the home-buying process. We’re here to correct that for members of our community.


20+ Years of Experience

We’re passionate about what we do, so it’s easy for us to keep growing and delivering home loans to Hispanic families


We’re Honest And Transparent

We want to make your home-buying experience as clear and accessible as possible. We will always be upfront with you about your options.


We Find Solutions

The home-buying process can be challenging. We’ll help you navigate your options and find the home loan that’s perfect for you.

Ready To ExploreYour Loan Options?