(203) 743-9985

Hablamos Español

(203) 743-9985

Hablamos Español


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Your Trusted Fixed-Rate Mortgage Lender

Leader in Tax ID Loans & Mortgage Solutions

Prysma Lending Group has helped thousands of families since 2003 realize their dream of home ownership through ITIN/Tax ID Loans and traditional mortgage solutions.

Prysma’s Lending Group provides competitive Fixed Rate loans. Make your home ownership dream a reality with our specialized Fixed Rate Loan options.

You’ll never have to guess what your next payment will be. With Prysma, you can accurately plan your financial future.

Our friendly and approachable loan experts will meet with you to discuss your financial goals, and needs. Homeownership can be frustrating, but here at Prysma Lending Group, we make it easy. 

We are here to make home ownership affordable throughout Connecticut, Florida, Massachusetts, New Jersey, New York, Pennsylvania, and Texas.  

The 4 Simple Steps To Homeownership

Prysma is here to help you through the home buying process whether this is your first house or you are relocating to a new area. Here is the simple 4-Step process to owning your own home.



You speak with one of Prysma’s licensed Mortgage Loan Originators to get pre-qualified for a loan up to a certain amount. This amount helps you determine the price range for the home that is right for you. Our loan specialists will take the time to answer all of the questions you have to help ensure you choose the best loan option for your needs.


Find Your Home & Make An Offer

After pre-qualification you can begin shopping for your home. When looking at different home options, make sure to consider all the different factors including price, location and safety of the neighborhood. After you choose the property you make an offer and negotiate with the seller on the final sales price.


Loan Application

You have your home chosen and a sales price is determined you revisit with Prysma’s Mortgage Loan Originator to apply and secure the perfect loan for your new home. Your dedicated loan specialist will personally guide you through each step of the loan process.


Closing & Moving In

Once your offer has been accepted and you have been approved for your mortgage you prepare for closing and move into your new home!


Understanding Fixed-Rate Loans

What is a Fixed-Rate Loan?

Fixed rates are a simple, dependable solution for any homeowner who doesn’t want to guess what their next payment will be.
Fixed rate loans offer interest rates that don’t change for the entire mortgage loan period. In exchange for an initial down payment, you’ll be able to finance your new home. This is an excellent option for clients with a fixed income, who want to be able to accurately plan ahead for their financial goals.


Is a Fixed-Rate Loan Right For Me?

If you’re looking to hold onto your property long term, a 30 year fixed rate loan can be helpful because you can plan out your finances way ahead of time.
30 year fixed rate loans are for long-term borrowers, who don’t want to worry about changing interest rates or payments. You trade flexibility for consistency.

Why Choose Prysma As Your Lending Provider


Focused on Hispanic Homeownership

We know that not everyone gets treated equally in the home-buying process. We’re here to correct that for members of our community.


20+ Years of Experience

We’re passionate about what we do, so it’s easy for us to keep growing and delivering home loans to Hispanic families


We’re Honest And Transparent

We want to make your home-buying experience as clear and accessible as possible. We will always be upfront with you about your options.


We Find Solutions

The home-buying process can be challenging. We’ll help you navigate your options and find the home loan that’s perfect for you.

Get Started Today On The Journey Toward Homeownership