(203) 743-9985

Hablamos Español

(203) 743-9985

Hablamos Español


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Mortgage Pre-approval With Kickstart

At this time Prysma is only licensed to provide mortgages in the CT, FL, MA. NJ, NY, PA, and TX.

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Why wait to find perfect home before applying for financing? Prysma Lending Group makes mortgage pre-approval easy with KICKSTART!

KICKSTART is a new and simple way to get pre-approved for a loan before you pick out your home, with no upfront cost.

Avoid going through the hassle of picking out your perfect home just to be declined a loan. Instead, work with Prysma to be pre-approved, not “pre-qualified” for a loan amount prior to your home search.

We offer this new KICKSTART service to all of our Connecticut, Florida, and Massachusetts customers.

Fill out an online application or call us today to get started with Prysma’s KICKSTART service for mortgage pre-approval and find out if its right for you.

Your Kickstart Pre-approval Mortgage Options

The 4 Simple Steps To Homeownership With Kickstart

Prysma Lending Group is here to make the pre-approval process easy for your mortgage loan.



You will meet with one of Prysma’s licensed and experienced Mortgage Loan Originators to work out all of the details of being pre-approved for a loan through our KickStart service. Your credit report, pay stub, tax returns and bank statements will be reviewed to identify the amount you can be pre-approved for.


Find Your Home & Make An Offer

Now that you have used KICKSTART to get pre-approved for a loan, you can go out and search for a property within your budget. While out looking for homes, try to keep in mind its price, location, and the local school ratings and property taxes. Once you have found the perfect home for you and your family, it is time to make an offer and negotiate the final price with the seller.


Application Adjustment

Once the final sales price has been determined, you will revisit with the Prysma’s Mortgage Loan Originator to discuss any remaining conditions that need to be added to the file.


Closing & Moving In

After your is loan is expedited through the final review process, you can close the deal and move into your new home. Congratulations!


Further Details On The Kickstart Program

Notes on Pre-Approval

● This program is only available to loans given in Connecticut, Florida, and Massachusetts;● This program utilizes in-house files only;● Kickstart is available for conventional and FHA 203B loans only The Homeowners Insurance Premium is $80 for Single Family Homes (SFH) and $140 for Multifamily Dwellings. The Real Estate Taxes are calculated as follows: 80% of the estimated sales price multiplied by the mill rate of probable town. Mill rates for towns may be found on the state government websites for respective states.


Get Trusted Home Loans In Each Of These States:

Why Choose Prysma As Your Lending Provider


Focused on Hispanic Homeownership

We know that not everyone gets treated equally in the home-buying process. We’re here to correct that for members of our community.


20+ Years of Experience

We’re passionate about what we do, so it’s easy for us to keep growing and delivering home loans to Hispanic families


We’re Honest And Transparent

We want to make your home-buying experience as clear and accessible as possible. We will always be upfront with you about your options.


We Find Solutions

The home-buying process can be challenging. We’ll help you navigate your options and find the home loan that’s perfect for you.

Ready To ExploreYour Loan Options?