(203) 743-9985

Your Trusted Connecticut Mortgage Lender

At this time Prysma is only licensed to provide mortgages in the CT, FL, MA. NJ, NY, PA, and TX.

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Prysma is a top choice lender for unconventional and conventional home loans in Connecticut. Prysma helps families and individuals in Connecticut realize that they may be able to own their own home.
Our professional team will help you find out all the best rates, loan options, and address any factors influencing your mortgage.
If you would like to become a homeowner in the Connecticut area, fill out the form located to the left, or call us at: (855) 906-3416

Your Connecticut Mortgage Loan Options

Tax ID Loans

Conventional Loans

Non Conventional Loans

Adjustable Rate Loans

FHA Loans

Fixed Rate Loans

Reverse Mortgages

Home Refinancing

The 4 Simple Steps To Homeownership

Prysma is here to help you through the home buying process whether this is your first house or you are relocating to a new area. Here is the simple 4-Step process to owning your own home.



You speak with one of Prysma’s licensed Mortgage Loan Originators to get pre-qualified for a loan up to a certain amount. This amount helps you determine the price range for the home that is right for you. Our loan specialists will take the time to answer all of the questions you have to help ensure you choose the best loan option for your needs.


Find Your Home & Make An Offer

After pre-qualification you can begin shopping for your home. When looking at different home options, make sure to consider all the different factors including price, location and safety of the neighborhood. After you choose the property you make an offer and negotiate with the seller on the final sales price.


Loan Application

You have your home chosen and a sales price is determined you revisit with Prysma’s Mortgage Loan Originator to apply and secure the perfect loan for your new home. Your dedicated loan specialist will personally guide you through each step of the loan process.


Closing & Moving In

Once your offer has been accepted and you have been approved for your mortgage you prepare for closing and move into your new home!


Understanding Connecticut Home Mortgage Loans

Conventional Mortgage Loans in Connecticut

The Federal Housing Administration and Veterans Administration do not back and insure conventional loans. Because there is no government financing, we, as the lender, are responsible for the mortgage. The following are our Connecticut conventional loan options at Prysma:

● Fixed-Rate Loan: The fixed rate loan is perfect for a Connecticut homeowner who is able to make a reliable monthly payment. The monthly payments will be set at one fixed rate in exchange for a set down payment. This eliminates the need to guess how the market and interest changes will change your payment.

● Adjustable-Rate (ARM) Loan: ARM loans are a good fit for Connecticut residents who are intending on keeping the house for a short period of time. These loans offer a low rate for an initial period of time and vary with the changing index rates and market conditions. This does mean your rate can vary month to month, but there is an interest cap that is placed on your Connecticut mortgage. This will limit the maximum amount that your rate can increase.

Non-Conventional Mortgage Loans in Connecticut

● Federal Housing Administration (FHA) Loan: With an FHA loan, the government will back and insure your mortgage through your Connecticut lender. This allows us to offer you a better deal such as a lower down payment, lower interest, and lower closing cost. Borrowers must have lawful residency in the U.S, a valid Social Security number and have steady employment history for the prior two years.

● Tax ID Loan: This type of loan is a great fit for Non-US Citizens who do not possess a credit score, Green Card, or Social Security number. We offer loans to workers in Connecticut who have an Individual Tax Id Number and a passport.

● Veterans Administration (VA) Loan: As a military veteran looking for a mortgage loan in Connecticut, we may have a perfect loan option for you. Our VA loans typically don’t require a down-payment and have lower interest rates than conventional loans. This loan simply requires proof of military service, prior financials, and proof that you have not been dishonorably discharged.


Mortgage Refinancing in Connecticut

Mortgage Refinancing Options: Typically when you refinance, you want to make adjustments to what you pay monthly. This may be done through increasing or decreasing your monthly payments or interest rates to pay the balance off more quickly so you pay less through the lifetime of the loan. At Prysma, we hope to fit your Connecticut mortgage to your financial needs. Refinancing is a wonderful option for Connecticut homeowners.

Reverse Mortgage Options in Connecticut

Reverse Mortgage Options: A reverse mortgage is appropriate for Connecticut homeowners who are looking to trade equity for cash and are above the age of 62. You will be paid cash for part equity of the home. This is a good option for retirees looking for income. The borrower is not required to pay the lender back until the home is vacated or sold.

Our Connecticut Home Loan Office Locations

Prysma offers both unconventional and conventional mortgage loans throughout Connecticut. We do not require you to visit our offices to complete the mortgage process. Each step of the process can be done online or over the phone. If you would like to speak to someone in person, please stop by one of our two Connecticut offices:

    18 Padanaram Rd, Danbury, CT
    4750 Main St, Bridgeport, CT

Cities We Service In Connecticut








    East Hartford











    New Britain

    New Canaan

    New Haven

    New London

    New Milford










    West Hartford

    West Haven


Why Choose Prysma As Your Home Lender In Connecticut


Focused on Hispanic Homeownership

We know that not everyone gets treated equally in the home-buying process. We’re here to correct that for members of our community.


20+ Years of Experience

We’re passionate about what we do, so it’s easy for us to keep growing and delivering home loans to Hispanic families throughout Connecticut


We’re Honest And Transparent

We want to make your home-buying experience as clear and accessible as possible. We will always be upfront with you about your options.


We Find Solutions

The home-buying process can be challenging. We’ll help you navigate your options and find the home loan that’s perfect for you.

Ready To ExploreYour Connecticut Loan Options?